Finance

The team in the Prescott Honda finance department is eager to assist customers from Cottonwood, Chino Valley, and Prescott Valley when they are ready to purchase an exciting new Honda vehicle or a quality used vehicle from our full-service dealership. Please know that from the moment you make your selection to the minute you drive off the property, our team will be at your side answering any questions you have and working diligently to keep the process streamlined and stress-free.

We welcome you to arrive at the facility with your own financing in place, provided by your bank, credit union, or other preferred lender. Or our staff is happy to handle the process of shopping for your next vehicle loan, and all you need to do is complete and submit our short online loan application. Our pros will handle everything else and be ready to review your options when you arrive to complete your purchase.

We Specialize In Providing Solutions

Please know that when you are shopping for that new or used vehicle you want and need, the staff in the Prescott Honda finance department is ready to offer all the help we can to get you a loan and the vehicle of your choice. Our staff understands that life can place complications and challenges in the paths of everyone. In some cases, these events result in credit challenges that are unavoidable. But that does not mean you should not be able to purchase a safe and reliable vehicle. Our staff is ready to help individuals with imperfect credit or little to no credit history secure less conventional loans that allow them to purchase a car at Prescott Honda and begin building or repairing their credit with a series of on-time loan payments.

Estimating Future Car Payments

If you are shopping online and would like to have a better idea of the monthly car payment associated with a specific vehicle in the Prescott Honda inventory, please explore our online payment calculator. This tool enables you to enter basic information and provides an estimated monthly car payment amount to aid in budget planning. All you need is the amount of the loan or the cost of the vehicle you are considering, the amount of your down payment, any trade-in you will be using, and the terms of the loan.

When evaluating the terms that best meet your needs, you have the ability to adjust the term or length of the loan, as well as the interest rate. By varying these numbers, you can see how the shorter time and lower interest rate will help you save money over the course of the auto loan.

Getting The Value Of Your Trade-In Vehicle

Prescott Honda is proud to work with Kelley Blue Book to provide an Instant Cash Offer for your current vehicle. To determine your trade-in value, simply complete the online informational form detailing the specifics of your current vehicle, and our staff will provide you with an estimated trade-in value for the car. Once you receive the offer, you have seven days to decide whether to accept it and use it as a trade-in on your new vehicle purchase. You are never obligated to include a trade-in with the new purchase deal, even after receiving the KBB Instant Cash Offer.

If you would like to use the Instant Cash Offer as a trade-in, bring the offer and your vehicle to our dealership when you are ready to complete your purchase process. While you are shopping or working with the finance team, our technicians will make a quick review of the vehicle to ensure it meets the information provided on the submission and prepare to take the vehicle in as a trade.

The entire staff at Prescott Honda, including the loan experts in our finance department, is excited to be a part of your vehicle purchase experience and will do everything in their power to ensure you have a perfect car-buying experience and are ready to enjoy your new vehicle for years to come.